Most Business Owners Leave $5,000 to $20,000 a Year on the Table
A properly structured S-Corp election can mean real money back in your pocket, but only if someone runs the numbers for your specific business.
Most accountants never bring the S-Corp question up at all. We run the numbers before you ever have to ask, so you know exactly where you stand.
8 Years in Financial Services
Including retirement benefit plan experience most small-firm accountants don't have.
CTEC-Licensed in California
Filing and structuring handled by someone trained to do both.
Based Right Here in the Valley
Not a call center reading from a script.
Should You Be an S-Corp?
Most Accountants Miss the S-Corp Decision Entirely
An S-Corp election can save you real money, but only if someone runs the numbers and sets it up right.
They never bring it up.
Most preparers file your return as-is and never ask whether an S-Corp election would save you money.
They guess at reasonable compensation.
Get this wrong and the IRS can reclassify your distributions as wages, with back payroll tax and penalties attached.
They skip the election deadline.
Miss the filing window and you're stuck arguing for late-election relief instead of just making the switch.
They don't run the actual math.
Every business is different. Without real numbers run, nobody knows if it’s worth it.
They don't realize retirement contributions shift with the election.
Once you're an S-Corp, contribution limits are based on your salary, not your total profit, so getting compensation wrong can shrink what you're able to put away.
They set it up and walk away.
An S-Corp requires payroll and compliance upkeep every year, not a one-time election form.
Why It's Different
Not a Generic Rule of Thumb, Your Actual Numbers
We Run Your Specific Numbers, Not a Guess
Every business's break-even point is different. We calculate yours instead of applying a one-size-fits-all rule.
Built on Real Financial Services Background
Retirement benefit plan experience most small-firm accountants simply don't have, brought to bear on your specific setup.
Part of Your Full Tax Strategy, Not a One-Time Project
Your S-Corp decision connects straight into your ongoing bookkeeping and tax planning, not a separate thing you have to manage yourself.
The Payoff
Keep $5,000 to $20,000 More of What You Earn Every Year
The real number depends on your profit and your current setup, but for most business owners in this range, the S-Corp math alone justifies making the switch.
What's Included
What a Real S-Corp Analysis Covers
Profit and Reasonable Compensation Analysis
We run your actual numbers to find the exact point where an S-Corp election starts saving you money.
Election Filing and Deadline Management
We handle the paperwork and make sure it's filed inside the window that counts.
Payroll Setup for Your New Structure
An S-Corp requires reasonable compensation paid through payroll. We get that running correctly from day one.
Ongoing Compliance, Not a One-Time Filing
Your S-Corp stays compliant every year as part of the same relationship, not a separate thing you have to remember.
The Plan
How This Works, Step by Step
01
Send Us Your Numbers
Upload your last year of income and expenses through our secure portal.
02
We Run the Real Math
We calculate your actual break-even point and expected savings, not a generic estimate.
03
We File and Set Up the Structure
If it makes sense for your business, we handle the election and get payroll running correctly.
04
We Run Payroll and Compliance Going Forward
Your S-Corp stays part of your ongoing relationship with us, not a one-time project.
And Here's What It Costs You
Every Year the Decision Sits Unmade
The cost of skipping this isn't hypothetical. It shows up on your return, every single year.
Self-employment tax paid on money that didn't need to be taxed that way
A missed election window, and a scramble to qualify for late-election relief
Retirement contribution room you never got to use
Reasonable compensation set wrong, risking a real IRS challenge
Ongoing payroll and compliance that nobody is actively managing
Real dollars, gone every year the decision sits unmade
What Changes For You
Here's What Changes Once It's Set Up Right
Real Money Back Every Year
Not a one-time bump, an ongoing tax advantage that compounds year over year.
One Less Thing to Second-Guess
No more wondering every tax season whether you're structured the right way.
Reasonable Compensation You Can Defend
A number grounded in real analysis, not a guess that falls apart under a closer look.
Payroll and Compliance Handled
Not left for you to remember, run as part of the same relationship.
S-Corp Questions Owners Actually Ask
Q.
Do I need to run payroll if I become an S-Corp?
Yes. An S-Corp requires you to pay yourself a reasonable salary through payroll before taking any additional distributions.
We set that up correctly as part of structuring your S-Corp, so it's handled from day one rather than something you have to figure out separately.
Q.
Do you handle S-corp elections?
Yes. We help business owners decide whether an S-corp election makes sense, and if it does, we make sure the benefits side is set up to work in your favor.
Q.
How much could an S-Corp save me?
For many business owners in the $100,000 to $400,000 revenue range, a properly structured S-Corp can save $5,000 to $20,000 a year.
The real number depends entirely on your profit and your current setup, which is why we run your specific numbers instead of quoting a general estimate.
Q.
What happens if my reasonable compensation is set wrong?
The IRS can reclassify your distributions as wages and assess back payroll tax, along with penalties and interest.
This doesn't typically undo your S-Corp election itself, but getting the number wrong is expensive, which is why we run a real analysis instead of guessing at a figure.
Q.
What if I miss the S-Corp election deadline?
You're not necessarily stuck waiting a full year. The IRS allows late-election relief in many cases when there's reasonable cause and you've been operating as though the election were already in effect.
We can help you pursue that relief instead of assuming the window has simply closed.
Q.
What's the difference between an LLC and an S-Corp?
An LLC is a legal entity structure. An S-Corp is a tax election you can make on top of an LLC, it doesn't replace your LLC, it changes how you're taxed.
Most business owners we work with keep their LLC and simply elect S-Corp tax treatment once the numbers make it worthwhile.
Q.
When should I set up an S-corp?
It depends on your profit level and how the business is structured today. There's a point where the tax savings outweigh the added paperwork, and we can walk through where that point is for your specific numbers.